The UK financial environment for individuals has become increasingly complex and, for most people, concern for their personal finances and future financial planning is now more important than ever.
There are now a number of important considerations to take into account for all of the main personal financial decisions we face today. These include tax, investment and inheritance issues which, combined with most individuals not having the time to review their own financial arrangements, mean that having independent and objective professional financial advice is very important.
We provide financial advice that is tailored to your specific needs and every recommendation we make is based upon our expertise and extensive research, without the pressures of a third party or outside interests.
Contact us to arrange a review of your financial affairs.
Achieving and maintaining good investment growth and returns, whilst also mitigating market risk, is vital to achieve most people's financial plans. We will help construct an investment portfolio that matches your financial objectives and has a market exposure in keeping with your attitude to risk.
We find that many clients have accumulated several different pensions throughout their working life. In these situations, we recommend reviewing the existing pension plans to ensure that the combined benefits will provide the pension you will require. Also, the individual pension plans should be checked to ensure they are both suitable and performing sufficiently for your needs.
Protection for you and your family against the untoward events in life is where insurance plays a key part in financial planning. This is also about having the right sort of protection as well as the right level of cover. Our Stanbridge advisers will help ensure you and your family are correctly and adequately protected.
The most important financial consideration for many people is that they have a sensible and sufficient pension in retirement. Professional advice to ensure that your retirement planning will meet your future needs and expectations is often vital. Stanbridge Wealth has helped many of its clients resolve this key concern.
The common challenge for all business owners is the need to start, build, protect and potentially exit the business in a way that is profitable and tax efficient. There are several key financial considerations to ensure these are possible. There are also financial support options that many business owners are often unaware of until too late. Stanbridge can advise on these.
Many individuals build up substantial assets over their working life. It is understandable that they would wish the maximum proportion of these assets should pass to their family and chosen beneficiaries. With our experience, we can help prepare a plan to utilise the legitimate exemptions and strategies available to mitigate IHT.